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The Main Page
Summary

The Buckley Firm
Correspondence with Wells Fargo's attorneys.

Wells Fargo's refusal to provide the amount required  to cure the default and reinstate the loan.

Listing of Files
The scanned receipts, checks, statements

DOC complaint about Wells Fargo
Summary, and the description of the numerous attempts by Lynette and her attorneys to resolve the problem.

Complaints
Additional regulatory agencies to file complaints with about The Buckley Firm and Wells Fargo.

The CPA's statement
The accounting along with the proof of payment attached

The Buckley Firm's statement
Most payments are omitted

Wells Fargo Tammy Cyphers page 1 - page 2
"...under penalty of perjury ...", MORE lies

Wells Fargo's online statements

Wells Fargo's OWN proof that they lied to the Bankruptcy Court

February 11, 2002

Dear Lynette,

Thanks for sharing your Wells Fargo mortgage file.  Looking through your records, I am surprised and disappointed that a large, supposedly mature institution like Wells Fargo could contend you have not honored your mortgage obligations.  In fact, you have documented evidence that you paid $3,000 more than you owed during the first eight months of 2001.

Wells Fargo's own records appear to be very confusing and disturbingly incomplete.  In many cases the bank's records reflect only part of the money you actually paid.  As an old CPA, I must wonder what happened to the rest of it.  Were there bank errors? Has someone at the bank misappropriated the funds?  How can a bank not account for every penny?  Where are the internal controls?

Rather than getting lost in those Wells Fargo numbers, I have focused on your own clear, documented receipts.  The following table lists every documented payment (exhibits attached), during the eight months January through August 2001.  During that period you can document payments totalling $3,318 more than was required.  Note that I did not include the additional $3,000 cash payment for which you regrettably lost the receipt.

I hope this analysis clarifies the confusing Wells Fargo payments. I would like to think that Wells Fargo will behave responsibly and rectify their erroneous treatment of your family.

                                                                                                                Sincerely,

                                                                                        CPA friend of Lynette

Exhibit A

Statement from Wells Fargo Attorney

The Buckley Firm

This statement sent by Wells Fargo’s attorney, The Buckley Firm, Mission Viejo, CA to Lynette (deleted)'s attorney acknowledges receipt of the (deleted)’ January 22 and May 9 payments.

Exhibit B, Check 1442

Exhibit C

Cashiers Check, May 18, 2001

Exhibit D

Receipt for Cash Payment, June 18, 2001

Exhibit E

Receipt for Cash Payment, July 2, 2001

 Exhibit F

Receipt for Cash Payment, July 16, 2001

Exhibit G

Receipt for Money Order Payment, August 17, 2001