"Trying to correct a credit report is like a slave working to clean his chains. He may feel better afterwards, but his time would be better spent sawing rather than polishing."

- Dave Vest, VCR.org

May 2, 2002:  I finally notified Ms. Lewis of the 4/18/2002 dismissal. I've been so busy, and thought the court mailed her a copy.

The scan of my dismissal -  filed 4/18/2002. Now I just got find the $$$ and time to file in "real" court, either Superior Court or District Court.

First I have to finish uploading and reviewing the 116 documents supplied by TU.

April 15, 2002 - uploaded the proposed TU Settlement Agreement, Ms. Lewis' explanations and my 4-12-2002 TU credit report.

HELP!

A good attorney????

I'd like to PAY an attorney to assist me with the filing, scheduling, formalities and translation into legalese as necessary.

Arizona Superior Court?  District Court?

I tend to lean towards AZ court, because there is one in Kingman.  Closest District Court is Phoenix, 200 miles away.

Legal Questions:

In which court can I sue for a court order requiring TU to DO certain things such as change their consumer credit disclosure format and contents for EVERYBODY?

Can I use OTHER peoples' TU reports and investigation results as evidence of their inferior reporting and investigation practices?

Or does it require a class action?

Can I add "co-plaintiffs" without making it a class action?

How can I add the other CRAs AND the creditors AND Fair Isaac as defendants?  I'm extremely tired of the finger pointing and their blaming the OTHER companies.

TU's attorney Ms.Lewis told me they know nothing about Fair Isaac's scoring and have nothing to do with Fair Isaac and their software.  

Mr. Quinn, Fair, Isaac, told me the BUREAUS are in control of their credit scoring software.

Mr. Quinn told me that EVERYTHING goes into scores and I need to dispute EVERYTHING on the report.

The bureaus don't give me everything.

I am SOOOO sick of the lies.

Got answers? Please post or e-mail christine@bayhouse.com