TU fax - March 15, 2002

March 15, 2002

SETTLEMENT OFFER

Ms. Christine Baker
(address deleted)

Re: Christine Baker v. Trans Union, LLC; Cause No.: 801 2001 CV 1751 UN; In the Justice Court of Mohave County, Kingman, AZ

Dear Ms. Baker:

Please let me know by Friday, March 22nd whether you are still interested in settling this case. As you know, in my February 20th letter to you, I conveyed a settlement offer to you to settle the case for $250. I also enclosed your most recent credit report. Based on your March 8, 2002, letter to me, I am assuming that you are rejecting this offer.

If you are still interested in settling this case, please let me know by the specified date. Please convey an amount to me that you would accept to settle this case. Because Trans Union does not have a user changeable pin system in place, Trans Union cannot accommodate such a request in any settlement offer.

Additionally, I advise you that the FCRA does not allow a consumer to recover damages that occurred more than two years ago so please do not include any damages that you believe that you incurred more than two years ago in your settlement proposal.  It appears from your most recent fax that you are now requesting damages back to 1996.  Please be advised that any such damages are not recoverable under the FCRA.

I truly hope that we can get this case resolved.  I hope that I have been helpful in answering your questions and that it is not necessary for me to have to file a motion to dismiss this case.

(Edited: Ms. Lewis will be out of the office next week.) I will, however, be checking my faxes and will more than likely be able to get off any replies to you if necessary.

Very truly yours,

Amanda Lewis

ASL:jkf